Motorists in Northern Ireland are spending nearly £950 on average for their auto insurance, it has emerged.
Premiums have fallen by more than £70 in the last three months alone, with year-on-year prices also down by £8 - around 1%.
It was found that auto insurance premiums are 2% cheaper now than they were this time a year ago, with motorists paying an average of £13 less for cover.
The average premium for a comprehensive policy is now 768 pounds ($1,096.40), according to the latest index from price comparison site Confused.com, compiled by insurance advisory company Willis Towers Watson.
Its auto insurance price index for the first quarter of 2018 revealed that prices have fallen by 7% - or £71 - in 12 months.
The average UK-wide premium of £768 is £13 less than a year ago and £90 short of the highest premiums ever paid in 2011.
This suggests loyal customers who choose to stay with the same insurer are not taking advantage of price reductions available by shopping around. But Confused.com says insurers are not passing on the savings.
CEO Louise O'Shea said: "Finally drivers have had some good news with the end of rising auto insurance costs in sight".
"Insurers feel confident in calming their premiums, and our quotes data shows prices are down annually for the first time in three years", Confused.com head of data insight, Steve Fletcher, said.
"However, it is clear that many motorists are not seeing these savings reflected in their renewal letters, so it is more important than ever to shop around if they want to get a better deal".
"If we can't beat it, we'll give you the difference, plus £20". The government claimed that drivers would save as much as £35 per year on the cost of their policies. This compares with a 10% rise in the number of cars registered to men, to 17.8 million.
Meanwhile, those aged between 61 and 65 enjoy the lowest prices, with the typical policy costing just £363.